Welcome to Thrivent Holdings. By accessing or using our website and investment platform (“Service”), you agree to comply with and be bound by the following Terms of Service (“Terms”). Please read them carefully.

1. Acceptance of Terms

By using Thrivent Holdings, you confirm that you have read, understood, and agreed to these Terms, our Privacy Policy, and any other applicable policies. If you do not agree, please do not use the Service.

2. Eligibility

You must be at least 18 years old and have the legal capacity to enter into binding agreements to use our Service. We do not knowingly provide services to minors.

3. Account Registration

To access certain features, you must create an account and provide accurate and complete information. You are responsible for maintaining the confidentiality of your login credentials and all activities that occur under your account.

4. Use of the Service

You agree to use Thrivent Holdings only for lawful purposes and in compliance with all applicable laws and regulations, including anti-money laundering (AML) and know-your-customer (KYC) requirements.

You shall not:

• Use the Service for any fraudulent or illegal activity

• Attempt to disrupt or interfere with the platform’s security or functionality

• Share your account or credentials with others

5. Investments and Risks

Thrivent Holdings provides tools and access to various financial products. All investments carry risks, including loss of principal. We do not guarantee profits or protection against losses.

You are solely responsible for your investment decisions and acknowledge that past performance is not indicative of future results.

6. Fees and Charges

Any applicable fees or commissions will be clearly communicated prior to transactions. You agree to pay all fees incurred for use of the Service according to the fee schedule provided.

7. Limitation of Liability

To the fullest extent permitted by law, Thrivent Holdings and its officers, directors, employees, and partners shall not be liable for any indirect, incidental, consequential, or punitive damages arising from your use of the Service.

8. Termination

We reserve the right to suspend or terminate your account for violation of these Terms or any suspicious activity without prior notice.

9. Modifications

Thrivent Holdings may update or modify these Terms at any time. We will notify users of significant changes via email or platform notifications. Continued use after changes constitutes acceptance of the updated Terms.

10. Governing Law

These Terms shall be governed by and construed in accordance with the laws of [Insert jurisdiction], without regard to its conflict of law principles.

11. Contact Information

For questions about these Terms, please contact us at:
📧 Email: support@thriventholdings.com